Select Home Warranty vs. Choice Home Warranty (2024)
Written by
Reviewed by
Select Home Warranty and Choice Home Warranty are two prominent home warranty companies that offer comprehensive coverage plans at affordable prices. In this review, we compare Select Home Warranty and Choice Home Warranty to help our readers who are interested in purchasing a home warranty plan. Keep reading to learn which is the best home warranty company for you.
How Does Select vs. Choice Compare Overall?
| Provider | Select Home Warranty | Choice Home Warranty |
|---|---|---|
| Get a Free Quote | Visit Site | Visit Site |
| Promotional Offer | Use code HOUSE25 for $150 off & 2 months free | None |
| Coverage options | Bronze, Gold, Platinum, and optional add-ons | Basic, Total, and optional add-ons |
| Monthly Premiums | $44- $48 | $50 – $59 |
| Service Fee | $60 – $75 | $60 – $85 |
| State Availability | 47 states (excluding Nevada, Washington, and Wisconsin) | 49 states (excluding Washington) |
| BBB rating | B- | B |
What Are the Pros and Cons of Select Home Warranty?
Select Home Warranty offers some of the most affordable home warranty plans and service call fees in the industry and has a variety of optional add-ons to include with any plan. For full coverage of systems and appliances, we recommend signing up for the Platinum Care Plan.
To receive $100 off your plan and two months of coverage for free, call 888-370-3956 or fill out this easy form to get a free quote from Select Home Warranty.
What Are the Pros and Cons of Choice Home Warranty?
Choice Home Warranty is one of the leading home warranty companies in the industry and provides basic coverage at an affordable cost. Not only does Choice provide extensive coverage, it offers 24/7 customer service and will send a service contractor out to your home within two business days of receiving a claim.
Note: In 2019, the Arizona Attorney General’s Office filed a lawsuit against Choice Home Warranty that remains ongoing. To read more about this lawsuit, click here.
How Does Select vs. Choice Coverage Compare?
Select Home Warranty offers more coverage plans and optional add-ons than Choice Home Warranty, but Choice Home Warranty’s premium plan covers two more items than Select Home Warranty’s premium plan.
Select Home Warranty Coverage
Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan offers coverage for eight appliances, and the Gold Care plan covers six home systems. The Platinum Care plan is the most comprehensive coverage plan, covering everything in the Bronze and Gold plans, plus plumbing stoppages and garage door openers.
Here’s an overview of what each plan covers:
Select Home Warranty Plans
| Plans | Gold Care | Bronze Care | Platinum Care |
|---|---|---|---|
| AC/Cooling | ✓ | ✓ | |
| Ductwork | ✓ | ✓ | |
| Electrical System | ✓ | ✓ | |
| Heating System | ✓ | ✓ | |
| Plumbing System | ✓ | ✓ | |
| Water Heater | ✓ | ✓ | |
| Cooktop | ✓ | ✓ | |
| Dishwasher | ✓ | ✓ | |
| Garbage Disposal | ✓ | ✓ | |
| Built-in Microwave | ✓ | ✓ | |
| Refrigerator | ✓ | ✓ | |
| Stove/Oven | ✓ | ✓ | |
| Clothes Washer | ✓ | ✓ | |
| Clothes Dryer | ✓ | ✓ | |
| Garage Door Openers | ✓ | ||
| Plumbing Stoppages | ✓ |
Choice Home Warranty Coverage
There are two Choice Home Warranty plans: a Basic Plan and Total Plan. The Basic Plan covers a few important appliances and systems in the home but notably excludes coverage for a dryer, washer, refrigerator, and air conditioning system. With the company’s Total Plan, you get coverage for all of these excluded items plus everything that comes with the Basic Plan.
Here’s what each Choice Home Warranty plan covers:
Choice Home Warranty Plans
| Plans | Basic Plan | Total Plan |
|---|---|---|
| Air Conditioner | ✓ | |
| Refrigerator | ✓ | |
| Clothes Washer | ✓ | |
| Clothes Dryer | ✓ | |
| Heating System | ✓ | ✓ |
| Electrical System | ✓ | ✓ |
| Plumbing System | ✓ | ✓ |
| Plumbing Stoppages | ✓ | ✓ |
| Water Heater | ✓ | ✓ |
| Whirlpool Bathtub | ✓ | ✓ |
| Oven, Range, and Stove | ✓ | ✓ |
| Cooktop | ✓ | ✓ |
| Dishwasher | ✓ | ✓ |
| Built-in Microwave | ✓ | ✓ |
| Garbage Disposal | ✓ | ✓ |
| Ductwork | ✓ | ✓ |
| Garage Door Opener | ✓ | ✓ |
| Ceiling Fans and Exhaust Fans | ✓ | ✓ |
Choice Home Warranty vs. Select Home Warranty Optional Add-Ons
Choice and Select also offer some optional add-ons you can compare below:
- Well pump
- Septic tank pumping
- Limited roof leaks
- Pool and spa
- Central vacuum
- Second refrigerator
- Stand alone freezer
- Sump pump
- Septic system
- Stand alone freezer
- Second refrigerator
- Switches and outlets
- Well pump
- Sump pump
- Plumbing fixtures
- Refrigerator ice maker
- Lawn sprinkler system
- Lighting fixtures
- Central vacuum
- Septic system coverage
- Pool and spa equipment
How Does Select vs. Choice Cost Compare?
Select Home Warranty and Choice Home Warranty offer plans at roughly the same premium and service fee cost, but the high end of Choice Home Warranty’s cost range is a bit pricier than that of Select Home Warranty.
| Provider | Select Home Warranty | Choice Home Warranty |
|---|---|---|
| Monthly Premium Cost | $36–$38 per month | $36–$44 per month |
| Service Fee Deductible | $60–$75 | $60–$85 |
Note: The cost of a home warranty plan depends on a variety of factors such as your location, the size of your home, and any optional coverage you choose to purchase. Because of this, we recommend getting quotes from both providers before making a final decision.
How Do Select vs. Choice Reviews Compare?
Select Home Warranty received a slightly more positive rating from the Better Business Bureau (BBB) than Choice Home Warranty, but Choice Home Warranty reviews were more positive, on average, on Trustpilot.
| Provider | Select Home Warranty | Choice Home Warranty |
|---|---|---|
| BBB rating | B- | B |
| BBB accreditation | No | No |
| Number of customer reviews on BBB webpage | 1,747 reviews | 3,331 reviews |
| Average Trustpilot customer review rating (out of 5 stars) | 3.6 stars | 3.8 stars |
| Number of customer reviews on Trustpilot webpage | 3,410 reviews | 32,015 reviews |
Is Select or Choice Right for Your Home?
Choice Home Warranty and Select Home Warranty offer some of the most affordable home warranty plans in the industry and are some of the best home warranty companies available.
Select Home Warranty is slightly more affordable and offers more optional add-ons and plans than Choice Home Warranty, but Choice Home Warranty offers a few more coverage items in its comprehensive Total Plan compared to Select’s Platinum Care Plan.
We recommend getting quotes from both companies to compare coverage, pricing, and current promotions. For additional information on these providers, read our Select Home Warranty review and our Choice Home Warranty review.
FAQs About Home Warranties
Is there a waiting period for Choice Home Warranty and Select Home Warranty?
After you purchase your home warranty plan, both providers have a 30-day waiting period before you can request service on a system or appliance.
How do Select Home Warranty and Choice Home Warranty compare with American Home Shield?
American Home Shield received our highest overall ranking. If you’re looking for comprehensive plans, American Home Shield may be a good choice, but if you’re on a budget, we recommend Choice Home Warranty or Select Home Warranty for cheap home warranty options.
How does a home warranty plan work?
Homeowners with a home warranty plan pay a monthly premium of about $25 to $60 per month for their coverage. When a covered repair or replacement is needed, they only have to file a claim and pay a service call fee between $60–$125.
Does Select Home Warranty and Choice Home Warranty cover washers and dryers?
Yes. Select’s Bronze Care and Platinum Care plans cover washers and dryers, while Choice Home Warranty’s Total Plan covers washers and dryers.
Are Select Home Warranty and Choice Home Warranty available in my state?
Select Home Warranty offers coverage in every U.S. state except for Alaska, while Choice Home Warranty offers coverage in every U.S. state except for California and Washington.
Is a home warranty plan worth it?
A home warranty can provide peace of mind and potentially significant savings if a major system or appliance breaks down, so we recommend them for most homeowners. You can learn more on this topic by reading our article on whether home warranties are worth it.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
-
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
-
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
-
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
-
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
